Education
B.S., Arizona State University, 1990
M.S., University of Illinois, 1992
Ph.D., University of Illinois, 1996

Selected Research Publications
''Regulating for Financial System Development, Financial Institutions Stability, and Financial Innovation.'' Financial Market Regulation after Financial Crises: The Historical Experience, forthcoming. Mason, Joseph, Toniolo, Gianni, and White, Eugene.

''Cliff Risk and the Credit Crisis.'' The Credit Market Turmoil of 2007-2008: Implications for Public Policy, forthcoming. Mason, Joseph, Evanoff, Douglas, and Kaufman, George.

''Structuring for Leverage: CPDOs, SIVs, and ARSs.'' Prudent Lending Restored: Securitization after the 2007 Mortgage Securities Meltdown, forthcoming. Mason, Joseph, Litan, Robert, Herring, Richard, and Fuchita, Yasuyuki.

''A Real Options Approach to Bankruptcy Costs: Evidence from Failed Commercial Banks during the 1990s.'' Journal of Business, July 2005: 1523-53. Mason, Joseph.

''Credit Card Securitization and Regulatory Arbitrage.'' Journal of Financial Services Research, 26, 1, August 2004: 5-27. Mason, Joseph.

''What is the Value of Recourse to Asset Backed Securities? A Study of Credit Card Bank ABS Rescues.'' Journal of Banking and Finance, 28, 4, April 2004: 857-874. Mason, Joseph.

''Fundamentals, Panics and Bank Distress during the Depression.'' American Economic Review, 93, 5, December 2003: 1615-1647. Mason, Joseph.

''How to Restructure Failed Banking Systems: Lessons from the U.S. in the 1930s and Japan in the 1990s.'' Privatization, Corporate Governance and Transition Economies in East Asia, 2004: 375-420. Mason, Joseph, Ito, Takatoshi, Krueger, Anne.

Professional Activities:
Senior Fellow, The Wharton School, 2005 - present
Visiting Scholar, Federal Deposit Insurance Corporation, 2005 - 2007
Visiting Scholar, Federal Reserve Bank of Philadelphia, 2002 - 2005
Sloan Fellow, Wharton Financial Institutions Center, 2000 - 2005
Financial Economist, Bank Research Division, Office of the Comptroller of the Currency, 1995 - 1998

Employed by LSU since
7/1/2008


Biographical Summary
I have consulted for and advised many government agencies, research institutions, and corporations. In litigation, I have acted as testifying or non-testifying expert for a wide variety of firms. In regulatory matters, I have testified before the Senate Judiciary Committee, the Senate Committee on Banking, Housing, and Urban Affairs, the House of Representatives Financial Services Committee, the European Parliament, and the Federal Reserve Board and advised the Congressional Joint Economic Committee, Government Accountability Office (GAO), Federal Deposit Insurance Corporation (FDIC), Federal Reserve Bank of Philadelphia, Federal Reserve Bank of Richmond, and Public Company Accounting Oversight Board (PCAOB) on structured finance.

My consulting has involved issues ranging from mortgage, home equity loan, home equity line of credit, auto, and credit card servicing, and securitization, to discrimination and disparate impact in consumer lending and insurance pricing, valuing distressed securities, the investor recoveries and efficient liquidations of bankrupt firms, and economic valuations of complex investment and lending arrangements involving asset-backed securities, collateralized debt obligations, and hedge funds.